Mutual Fund Services Introduction

You could perform the above functions through the HSBC Direct Website, 24 hours a day, 365 days a year. To allow HSBC Direct customers to gain better control over their own mutual funds portfolio, we provide the following services:

1. Buy onshore / offshore funds with lump-sum payment or with monthly investment plan.
2. Redeem all or partial fund holdings.
3. Enquiry into the current value and return of your fund holdings' order status and transaction history.
4. Learn your risk profile via risk profiling questionnaire specially designed for HSBC Direct customers.

You could perform the above functions through the HSBC Direct Website, 24 hours a day, 365 days a year.

HSBC Direct offers comprehensive choices of funds to you while making it easy for you to choose the right fund to meet your financial goals. Our fund offering covers most of the investment regions, ranging from more aggressive single country funds to more cautious balanced funds.

As long as you have an HSBC Direct TWD Savings Account with your mutual fund services activated, you can directly subscribe to onshore / offshore funds on the HSBC Direct website.

If you haven't applied for HSBC Direct yet, just click "Apply Now", complete the registration process and we will send a specialist to your assigned location to help to complete the application. As soon as your application is completed, you can start to buy funds on HSBC Direct.

Use a high yield savings account as the settlement account for you mutual fund investments can work for your best interest in financial management. While the high yield savings accounts keeps your money growing and ready for the potential opportunity to invest, you can also freely convert TWD to USD, anytime with zero charge, to invest in offshore funds.

A Monthly Investment plan is an alternative approach to invest in mutual funds other than lump-sum subscription: a fixed amount is automatically debited from your account each month to purchase units of your selected mutual fund. With a Monthly Investment Plan, you can start investing with a fixed small amount of money over a period of time and enjoy the effects of Dollar-Cost-Averaging* with your investment; Moreover, you can freely pause the plan or redeem the acquired units according to your financial needs.

To cater to special needs of Direct customers, we offer MIP services with the following advantages:

1. Low investment threshold: Whether it be onshore or offshore funds, you can start your investment with only NT$3,000/USD$100.
2. Combined with Add-New-Accounts service, according to your various financial goals, you can use different TWD savings accounts for your MIPs.
3. Low subscription fee – 1.5% or less subscription fee allowing you to manage your investments without high fee charges lowering your returns.
4. You choose your own debit date: By having a Monthly Investment Plan in HSBC Direct, you can choose any day of a month as your debit date. ( Click here to see how to set up debit date )
5. Enjoy fully being in control with our easy and flexible interface: By choosing "MIP Management" after you log in, you can check the content, status and return of your plans or change the settings. ( Pause, pause once or change debit account / monthly investment amount / debit date )

* Dollar-Cost-Averaging: With a Monthly Investment Plan, you will invest over a period of time and acquire units at different prices. When the unit prices go down, your monthly contribution buys more units. When the price goes up, fewer units will be bought, but your total mutual fund portfolio holding will benefit from the rising market. Over time, the average price that you have paid for units is likely to be lower than the market price because you will have bought more units at lower prices.