Choose our high pa interest rate as the smart way to increase your salary
Higher than market average interest rate; interest is paid monthly Transfer your salary into your HSBC Direct account on your pay day – the easiest and most effective investment that gives you zero risk and a higher-than-market-average pa interest. The interest is calculated daily and paid monthly. You enjoy maximum flexibility for your investments, and yet enjoy NT$0 fee for account management.
Click here to find out more about the calculation method of the market average savings interest rate.
Flexible savings account for you to manage money more effectively
The sub-account service helps you reach your goals faster
Our TWD Savings Account service allows you to open up to nine sub-accounts under your main account, just like putting money into different drawers. You can also give each account a nickname according to your saving goals, ie “My Travel Fund” or “House Purchase Fund”, to effectively manage your savings by labeling and categorizing them. Also you can be sure not to withdraw the money that needs to be saved! You can definitely be motivated when you know that your dreams are coming true.
Our TWD scheduled transfer service helps you manage your payments more effectively You can choose one of your HSBC Direct TWD Savings Accounts to make a one time scheduled transfer or recurring transfer into any one of your HSBC Direct TWD Savings Accounts or designated accounts. This can save you a lot of time and help you manage your finances more conveniently!
HSBC Credit Card Automatic Payment Service provides cost and environment savings Do you feel that physical bills are not environmentally friendly, yet you always forget to pay your electronic bills? HSBC Credit Card Automatic Payment service automatically pays your credit card bills without you needing to set up additional designated accounts. With this service, you no longer need to worry about paying bills on time or paying penalty fees caused by delayed payments. It really saves cost and natural resources.
Save fee charges and earn more interest
NT$0 funds transfer fee for up to ten TWD designated accounts
Do you know exactly how much you have to pay in fees when making intrabank transfers? HSBC Direct allows you to make free transfers to up to 10 TWD designated accounts via Internet or IVR up to 50 times per month. Without the transfer fees, a penny saved is a penny earned!
NT$0 currency exchange fee
Via our Internet and phone banking services, you can benefit from our NT$ 0 exchange fee between your HSBC Direct TWD and USD savings accounts, and no longer need to go to the bank counters for currency exchange.
Save more fees on your HSBC Direct ATM card/Visa Debit Card
You can enjoy up to 3 free interbank withdrawals per month with your HSBC Direct ATM card/Visa Debit Card. When making intrabank transfers or bill payment services, the service charge is NT$17. Click here to know more about the financial service charges
Visa Debit Card gives you the convenience to better manage your finances
Combine cash withdrawals, remittances and purchases in one card
Besides the original features of ATM card, the Visa Debit Card may be used to purchase at merchants. As it is not a credit card, there is no delay payment, cash in advance and overdraft functions. You may use HSBC Direct Visa Debit Card at all merchants with the Visa logo around the world. Your spending will be debited from your TWD saving account directly. Click here to know more about functions and promotions of Visa Debit Card
